Welcome to Smart Women!

FirstCNB launched the Smart Women Program with a goal of helping women to bridge the financial literacy gap! The program is designed to empower women, through education, to feel confident making difficult financial decisions. Women of all demographics find it challenging and lack confidence when it comes to making financial decisions regarding life changing events caused by death, retirement, divorce and other uncontrollable circumstances.


Smart Women Blog Posts:

Smart Women is an education program sponsored by First Citizens National Bank. Its goal is to help women of all ages find solutions to complex financial matters in every phase of life... Read More About Our New Smart Women Program

Credit Score: What is it?
Various factors make up your credit score. Learn about the five main factors used to calculate your score... Read More on What A Credit Score Is

Celebrating Agriculture: 12 Lessons Learned Growing Up on a Farm and Being a Farmer’s Wife
First Citizens National Bank President and Chief Operating Office Judy Long attributes growing up on a farm to teaching her a strong work ethic and self-discipline... Read More About Judy Long

Fraud and COVID-19
With the world managing the effects of COVID-19, fraudsters are attempting to exploit those uncertainties with a variety of scams... Read More About Fraud and Scams in Relation to COVID-19

Credit and COVID-19
Understanding your credit report and credit history is important for every consumer... Read More About Credit in Relation to COVID-19

Smart Women Events Go Virtual!
It’s no surprise to anyone that the world looks very different today than it did earlier this year. Will this pandemic eventually end? Of course. Will life get back to “normal” for most of us? I believe so... Read More About the New Smart Women Virtual Events

Back to School with Banzai!
Whether you have kids of your own, grandkids, nieces, nephews, etc., we all have children in our lives that will be entering a new school environment this year... Read More about Back to School with Banzai!

Continuing Education as Smart Women

As the summer comes to a close and kids begin going back to school or even doing distance learning, have you found yourself wondering if you could “go back to school?”... Read More on Continuing Education as Smart Women Blog Story

Smart Women in Our Community: Christi Allen

The “Smart Women in Our Community” series serves to highlight Smart Women making a difference in our communities by telling their stories, encouraging other women, and empowering other women... Read More about Christi Allen in our Smart Women in Our Community Blog

Melding Holiday Traditions

It's no surprise that many of our holiday traditions will look a little different this year. Will we travel or not? Whose house will we celebrate at?... Read More on Melding Holiday Traditions

Tips on How to Manage Your Debt

Many Americans were caught off guard by the impact that 2020 made on their finances. Even for the most financially responsible, life's unpredictable nature can catch you off guard... Read more Tips on How to Manage Your Debt Blog

Christmas in July: Start Saving NOW!

It’s officially here… the countdown to Christmas! It goes without saying that once the “Christmas in July” sales begin and Hobby Lobby has the Christmas décor out, you may want to start making your list! If you haven’t begun to save yet for all of the holiday festivities, here’s a few tips to make saving for the holidays easy!...  Read More Tips on Saving for Christmas



Upcoming Events:

Stay Tuned for our Upcoming Events!


Past Events & Smart Women In the News


Take Control of Your Money Virtual Event
Banzai logo

Financial Education

 Take Control of Your Money YouTube Video



Understanding the Power of Attorney & Living Will
Presented by W. Lewis Jenkins, Jr. - Attorney
Watch the Event Recording on YouTube!


Tips on How to Manage Your Debt
Presented by Molly Williams - Attorney
 Watch the Recording on YouTube!
GOOD Credit: Build It or Rebuild It

Watch the Recording on YouTube! 


Balancing the Holidays
Watch the YouTube Videos to Learn How to Balance the Holidays Melding Holiday Traditions Making a List & Checking It Twice Holiday Spending


How to Develop and Grow Your Business


Find Your Way Home: First Time Home Buyer
Watch the YouTube Video for First Time Home Buyers


The Long Term Care Puzzle: Protecting Your Assets


Estate Planning: Protect Assets For You & Your Family





Find Out More About Our Smart Kids Program



Find Out More About the Banzai Financial Program