Good If You...

  • Plan to Maintain At Least $7,500 in Savings Balances
  • Want to Maximize Your Interest-Earnings Without Locking Up Your Balances
  • Don’t Want the Temptation to Spend that Comes with a Checking Account


  • $7,500 Minimum Balance to Open & Waive Monthly Service Charge1
  • $15 Monthly Service Charge
  • 6 Withdrawals or Transfers Per Month2
  • FREE Statement including Check Images
  • Tiered Interest Rates3
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1 $15 monthly service charge is waived with $7,500 minimum daily balance.

2 If you exceed six withdrawals or transfers, there will be a $5 service charge for each additional withdrawal or transfer paid. Examples of withdrawals or transfers would be writing a check, an in-person withdrawal, withdrawal or transfer authorized by telephone, First Connection transfer, or an online banking transfer, preauthorized withdrawal or transfer to a third party. Regulatory rules limit the number of preauthorized transfers and preauthorized transfers to a third party to six per month. Exceeding this limitation could result in the reclassification of your account. You are permitted unlimited ATM withdrawals and transfers with your FirstCNB debit card. ATM transactions are excluded from the transaction limits mentioned above and are not subject to the service charges for exceeding those limits.

3 Earns interest on daily collected balances. Tier 1: Less than $7,500, Tier 2: $7,500-$24,999, Tier 3: $25,000 - $49,999, Tier 4: $50,000 - $99,999, Tier 5: $100,000 and above