Good If You...

  • Need Help Securing and Directing Your Assets
  • Want a Financial Plan that Coordinates with Your Will
  • Are Looking for Certain Tax Advantages1
  • Enjoy Personal Service from a Local Representative
 

Expert Advice

We want to be the people you come to for help with the biggest financial decisions of your life. Since 1925, our Investment and Trust Department’s mission has been to understand each customer’s specific financial goals. Our local presence has helped us develop an appreciation of our neighbors’ needs. You can count on the First Citizens National Bank Investment and Trust Department’s expert guidance — and unbelievably good advice — to help you with all of your estate planning and investment needs.

 
 

Existing Customer Access

Portfolio Review

Principal Retirement

 

Trust Newsletter

 
 
Free Consultation

FREE Consultation

Call Trust Services at 731.287.4239

 
 

Ready to Get Started?

Contact UsVisit Any Office

 
 

First Citizens National Bank Trustee Andy Carter

Andy Carter, JD, CTFA
Senior Vice President, Senior Trust Officer & Manager of Investment & Trust Services
731.287.4244
acarter@firstcnb.com

First Citizens National Bank Trustee Mary Evelyn Ramsey

Mary Evelyn Ramsey, CTFA
Vice President & Personal Trust Officer, Dyersburg Office Manager
731.287.4247
mramsey@firstcnb.com

First Citizens National Bank Trustee Rachel Anders

Rachel Anders, CTFA
Assistant Vice President & Trust Officer
731.287.4238
randers@firstcnb.com

1 Consult a qualified tax professional for details.

Not FDIC Insured • Not Bank Guaranteed • May Lose Value • Not Insured by Any Federal Government Agency • Not a Bank Deposit