Bank in Cleveland, TN | Keith Street | Southern Heritage Bank - First Citizens National Bank
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Keith Street

3020 Keith St NW
Cleveland, TN 37312

423.473.7980

Get Directions

Lobby Hours

8:30-4:30 M-Th

8:30-5:00 F

Drive Thru

8:00-5:00 M-Th

8:00-5:00 F

Drive Up ATM

Jeremy Dean

Jeremy Dean

Regional President
423.303.1753
jdean@firstcnb.com
Tim Poteet

Tim Poteet

Community Bank President
423.303.1723
tpoteet@firstcnb.com
Cindy Martin

Cindy Martin

Vice President & Regional Operations Manager
423.303.1735
camartin@firstcnb.com
Gayle Ellis

Gayle Ellis

Vice President & Commercial Lender
423.303.1726
gellis@firstcnb.com
Lisa Webb

Lisa Webb

Vice President & Commercial Lender
423.303.2885
lwebb@firstcnb.com
Jenny Richards

Jenny Richards

Vice President & Commercial Lender
423.303.1724
jrichards@firstcnb.com
Larissa Brown

Larissa Brown

Assistant Vice President & Lender
423.303.1727
lbrown@firstcnb.com

Welcome to Southern Heritage Bank in Cleveland, TN

We are a banking division of First Citizens National Bank that serves Cleveland, TN, and Chattanooga, TN. Southern Heritage Bank is dedicated to providing Unbelievably Good service to our community.

In addition to typical banking services, we offer loans that can compete with those of other banks and credit unions in the Cleveland, TN area.

Common Questions:

Q: Do you offer check cashing at your location in Cleveland, TN?
A: Yes, we do offer check cashing for our customers and checks written by our customers; please call or stop by for details. Our drive-thru is open from 8-5, Monday – Friday.

Q: I am looking for loan places in Cleveland, TN. What type of loans do you offer?
A: We offer home loans, auto finance/title loans, business loans and more; all personalized to your needs. Call or stop by to speak with one of our lenders today.

Q: Are there other Southern Heritage Banks in Tennessee?
A: Yes, we have four banks in Cleveland, TN, two in Chattanooga, and many other FirstCNB locations in Middle and West Tennessee. You can view all of our locations by clicking here.