Georgetown Financial Center

Welcome to Southern Heritage Bank in Cleveland, TN – Georgetown location!

Searching for banks in Cleveland, TN? We are happy to serve you! As a division of First Citizens National Bank, we proudly cater to the communities of Cleveland, TN, and Chattanooga, TN. Our mission at Southern Heritage Bank is to deliver “Unbelievably Good” service to our customers. Beyond conventional banking services, we provide competitive loan options, on par with those available at other banks and credit unions in the Cleveland, TN area. To view all our locations in Middle and West Tennessee, please click here.

Common Questions:

Q: Do you offer check cashing at your location in Cleveland, TN?
A: Yes, we do offer check cashing for our customers and checks written by our customers; please call or stop by for details. Our drive-thru is open from 8 - 5, Monday - Friday.

Q: I am looking for loan places in Cleveland, TN. What type of loans do you offer?
A: We offer home loans, auto finance/title loans, business loans, and more… all personalized to your needs. Call or stop by to speak with one of our lenders today.

Q: I am searching for the PIE Center location, is this the correct location?
A: No, that is another location of ours in Cleveland, TN. For that location information, click here.

Q: Do you have an outside ATM that is open to the public?
A: Yes, we offer a drive-thru option for our customers as well as an ATM.