Good If You...

  • Desire to Offer Employees Partial Ownership of Your Company via Stock Options
  • Want an Internally Managed Retirement Savings Solution
  • Need a Plan that Contributes to Liquidity
  • Want to Create a Private, Internal Market for Your Stock


  • Employer Extends Stock Offerings to Employee in Recognition of Contributions to Company1
  • Total Annual Contributions Limited1
  • Earnings Tax-Deferred1
Retirement Planning

Retirement Planning

First Citizens Investment & Trust Department2


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1 Consult a qualified tax professional for details.

2 Not FDIC Insured • Not Bank Guaranteed • May Lose Value • Not Insured by Any Federal Government Agency • Not a Bank Deposit